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Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

There are a number of savings alternatives that could help you earn a reasonable rate of return.

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Before making investment decisions, it is helpful to determine the real rate of return on the investment.

Here are some smart ways to refinance your home.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.

A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.

Careful estate planning is still one of the most important ways to manage and protect your assets for your heirs.

Charitable lead trusts are designed for people who would like to benefit a charity now rather than later.

A wealth replacement trust could be used to gift appreciated assets to a charity as well as provide for heirs.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

There are five broad asset classes that you should take into consideration when constructing your investment portfolio.

It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so you can make informed investing decisions.

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Starting to invest early for college and remaining consistent can help investors reach their goals.

With closed-end funds, investors pool their money together to purchase a professionally managed portfolio of stocks and/or bonds.

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

There are several funding methods for a child's college education including mutual funds and Section 529 plans.

There are other ways to invest in stocks and bonds besides owning individual shares or bonds.

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?

Some of the pros and cons of whole life insurance.

Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.

Variable life insurance gives you the control to allocate your account value among a variety of investment options.

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

Using a financially sound insurance company is an important part of ensuring your family’s financial security.

While stable, CDs can create an income tax bill. Fixed annuities and municipal bonds can offer tax advantages.

Want to keep more of your mutual fund profits? You may be interested in strategies to help lower your tax liability.